Program benefits
A Smarter Path to Homeownership Starts Here.
Experience a different approach to homeownership with 0% mortgage interest, transparent monthly payments, and qualifying homes up to $450,000.
Your journey toward homeownership should be simple, flexible, and built around your future.
0% Mortgage Interest
Work toward paying off your home without traditional mortgage interest.
Up to $450,000
Explore qualifying homes within the program's maximum cash purchase limit.
A Faster Path to Payoff
With $2,500 monthly payments toward your home purchase balance, a $450,000 balance can be paid off in 15 years after allocation, potentially sooner with eligible contribution credits.
Your program, your benefits
More Than a Program. A Path Forward.
Zero Mortgage Interest
Our cash-funded purchasing structure eliminates traditional mortgage interest under the program's signed home purchase agreement.
Your Contributions Count
Your verified housing contributions are tracked automatically and can become purchase credits toward your home.
Explore Homes Nationwide
Browse qualifying properties across the United States, with purchase prices up to $450,000.
Transparent Monthly Payments
Know how your payment is divided between housing contributions or principal payments and company service fees.
Track Your Progress
Access a personal dashboard showing your verified contributions, payment history, and, after home allocation, your remaining purchase balance and estimated payoff date.
Flexibility When Plans Change
Waiting participants can request withdrawal of eligible refundable contributions under the program's disclosed withdrawal terms and applicable fees.
Payments
Simple and Transparent Payments
Before Receiving Your Home
$665/month
- $600 housing contribution.
- $65 monthly service fee.
- Verified contributions automatically tracked.
- Eligible contributions can become home purchase credits.
After Receiving Your Home
$2,565/month
- $2,500 toward your remaining home purchase balance.
- $65 monthly service fee.
- 0% mortgage interest.
- Automatic payoff tracking.
The $65 service fee is never credited toward your home.
How contributions work
Every Contribution Moves You Forward
Every eligible housing contribution is recorded in your personal account. When you receive a home and sign the property agreement, those contributions are credited toward your home's purchase price.
After receiving your home, your monthly principal payments reduce the remaining balance, bringing you closer to completing your purchase.
Home purchase price
- Contribution credits
- Eligible contributions applied at allocation
- Principal payments
- $2,500 of each monthly payment after allocation
- Remaining balance
- Shrinks with every verified payment
Illustration only — not to scale. Your actual figures appear in your personal tracker.
Your Homeownership Journey
- 1
Join
Register, verify your information, and activate your participation.
- 2
Contribute
Build eligible housing credits through verified monthly payments.
- 3
Home Allocation
Progress through eligibility and allocation when qualifying homes and funding are available.
- 4
Pay Toward Ownership
Apply previous eligible credits and make monthly payments toward the remaining home balance.
Important Program Information
Participation does not guarantee home allocation. Allocation depends on eligibility, available funding, property availability, and program conditions. The $450,000 amount is the maximum eligible home purchase price, not an individual account balance. Applicable service fees, withdrawal terms, ownership rights, and payment obligations are governed by the participant's agreements.
Program Terms and Withdrawal PolicyYour Homeownership Journey Starts With a Plan.
Explore a cash-funded approach designed to help eligible participants work toward homeownership without traditional mortgage interest.